An Envelope From a Stranger Saved My Family From Losing Our Home

named Toby with a pencil tucked behind his ear, did not look up from his computer screen.

He was tapping a rhythm on the counter with a plastic ruler.

“Six thousand four hundred and twenty dollars for thirty squares of the architectural three-tab,” Toby said, his finger tapping the enter key.

“That does not include the underlayment, continue reading …